The Propensity to Use FinTech: Input from Bankers in the Kingdom of Bahrain

Document Type

Article

Source of Publication

Journal of Information and Knowledge Management

Publication Date

3-1-2020

Abstract

© 2020 World Scientific Publishing Co. This study aims to assess why users are willing/hesitant to continue using FinTech services based on their perceived benefits and risks pertaining to the use of FinTech technology. Data was collected, using an adopted survey instrument, from bankers based in Bahrain, the financial and FinTech hub of the Middle East. Data analysis was applied to assess the reliability and validity of this study's conceptual model along with its nine hypotheses with 374 valid responses subsequently being analysed using multiple regression via SPSS version 23. The empirical findings of this study supported all the hypotheses, revealing that both perceived benefit and risks affect the intent to continue using FinTech. Perceived benefit has a stronger effect than the perceived risk, and convenience perceived most beneficial while financial risk perceived riskiest for using FinTech technology by the bankers of Bahrain.

ISSN

0219-6492

Publisher

World Scientific Publishing Co. Pte Ltd

Volume

19

Issue

1

First Page

2040025

Disciplines

Social and Behavioral Sciences

Keywords

Bahrain, continuance intention, FinTech, perceived benefit, perceived risk

Scopus ID

85082413089

Indexed in Scopus

yes

Open Access

no

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